Debt-Free and Doing Amapiano Moves: A Ghanaian Canadian’s Story

Once upon a time in the land of maple syrup and poutine, I found myself buried under a mountain of debt. I was living the classic Ghanaian Canadian life: working hard, eating jollof, and somehow managing to accumulate more debt than I had shoes (and trust me, I love my shoes!). But one day, I decided enough was enough. It was time to break free and start dancing Azonto—debt-free!
The Journey Begins

First things first, I had to face the music. I gathered all my bills, sat down with a cup of tea, and realized I was spending way too much on things I didn’t need. Like that expensive brunch with friends every Sunday. You know the one—where you end up paying $20 for avocado toast and a fancy latte.

Tip #1: Tell Your Friends You’re Broke
I had a genius idea: I told my friends I was broke. Just like that, they stopped inviting me to those pricey brunches. Now, I could stay home, do my laundry, and pretend I was on a self-care retreat. If they asked, I’d just say, “Nah, I’m saving for a trip to Ghana!”

Finding Creative Ways to Save

Next, I started finding creative ways to save money. Instead of going out, I invited my friends over for potluck dinners. I’d whip up a huge pot of jollof, and everyone would bring their favorite dish. Not only was it cheaper, but we had a blast sharing stories and laughing over “who makes the best jollof” (we all know it’s me, though).

Tip #2: Get Thrifty
I also discovered the magic of thrift shopping. Who knew that a quick trip to the local thrift store could land me a stylish outfit for $10? I felt like a fashionista walking down the street in my “new” clothes, while my bank account smiled back at me.

The Big Payoff
Finally, after months of hard work and dedication, I paid off my debt! The feeling was so liberating, I broke out into an impromptu Azonto dance in my living room. My neighbors probably thought I was crazy, but I didn’t care. I was debt-free and ready to celebrate!

Tip #3: Reward Yourself (Within Reason)
I decided to reward myself with a little treat—nothing extravagant, just a small dinner out with friends. And this time, I could actually enjoy it without worrying about my bank balance.

Join the Community
If you’re on your own debt-free journey or just want to share some laughs about the struggles, join our community forum! Let’s swap stories, tips, and maybe even a few Azonto dance moves. Remember, you’re not alone in this journey, and together we can conquer debt—one jollof pot at a time!

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Olawumi Abolusoro

Hi, I’m Ola. Here, you’ll find simple, actionable lessons to help you along your financial journey.

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